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Farm Credit of North Florida

Generations - three generations of farmers standing in field

Agricultural Loans

AG Loan Applications

Need a loan? Get started now, its quick and easy.

We make agricultural loans — first and foremost. Farm Credit of North Florida loan officers know agricultural lending like no one else; that's probably because most of them grew up on farms themselves. We have the knowledge to review your personal situation and provide customized solutions for your needs. And because we offer a full line of loans at competitive interest rates, you won't have to spend your time going from one lender to another.

We believe in establishing relationships with our customers and really getting to know them and their operations. While agricultural lending seems to be a come-and-go trend for many commercial banks, Farm Credit has been providing credit to farmers for more than 80 years. Let us show you that we're the finest agricultural lender in the business.

Choose Your Interest Rate Option

At Farm Credit you can choose which interest rate option best fits your needs. We offer variable rates indexed to the Prime Rate and LIBOR (London Interbank Offered Rate) and we offer fixed rates and ARMS. Our rates are competitive with banks. Call us to see which option best fits your needs.

Industries We Serve

Agribusiness

Feed companies, seed and fertilizer suppliers, slaughterhouses and a number of other agribusiness ventures help form the backbone for many agriculture operations.

Horse Farm

North Florida, specifically Marion County is home to some of the largest and best known farms in the equine industry. Whether you are looking to relocate, improveor expand an established farm;build a barn or fencingor just relocating to enjoy our rich equine surroundings, Farm Credit can help. We can provide you with specific lending plans to meet your individual needs. Our Loan Officers possess years of expertise in the equine industry and are eager to welcome you for both business and pleasure.

Aquaculture and Aquatics

We can provide funding for various aquatic operations involved in the production of aquatic products under controlled conditions. We can also provide funding for processors or harvesters of aquatic products for economic gain, in open waters or in uncontrolled conditions.

Land Ownership

We finance to full and part-time farmers, as well as landowners who rent their acreage to farmers, and who just want to own land as a stable investment for the future.

Cattle Operation

We specialize in financing cattle operations throughout North Florida, offering customized financing packages at competitive rates. We understand the various types of cattle operations and what makes them work.

Nursery/Horticulture

We have various loan programs: short-term loans for operating expenses to buy liners or plastic, as well as, long-term loans for things like equipment, greenhouses, wells, and real estate purchases.

Dairy Farm

We know dairies at Farm Credit of North Florida. Some of the largest dairies in the State are right here in North Florida. We understand how dairies operate and the need for dependable financing, so we will work very closely with your dairy operation to understand your financial needs.

Poultry

Need help to expand or to begin an agricultural enterprise of layers, pullets, broilers, or breeder chickens? Then our Loan Officers can help you finance these specialized types of operations by structuring your loan and the payment plan to match the cash flow of your unique farming endeavor.

General Farming

Whether you're growing watermelons, peanuts or vegetables we understand the special requirements of all farming operations. Let our loan officers will help you put together a loan package that meets your operation's specific requirements.

Timber and Forest Products

We provide a variety of competitive loan programs and leases to finance all segments of the timber and forest products. We have been committed to this industry for over 75 years and we are perfectly positioned to work with you to achieve your financial goals.

Additional Loan Programs
  • Real Estate: Purchase, improvements, buildings, refinancing, timber.
  • Facilities: Barns, storage, silos, feeders, dairy, poultry.
  • Operating Expenses: Seed, fertilizer, insecticides, electricity, fuel, labor, equipment repairs, feed.
  • Livestock: Cattle, equine, poultry, swine, veterinarian expenses, marketing.
  • Vehicles: Trucks, cars, special utility vehicles.
  • Family Expenses: Appliances, furniture, medical, college expenses.
  • Farm Related Business: Sites, capital structures, equipment, working capital.
  • Equipment Purchases: Tractors, trailers, combines, cultivating equipment, irrigation, planters and timber harvesting equipment.
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